top of page
Why This Matters
One of the first questions Alberta seniors ask whenever independence is discussed is simple:"What happens to my CPP?"
Many Albertans have contributed to CPP for forty or fifty years. For most retirees, it represents thousands of dollars every year.
This guide answers the most common questions in plain language so you can understand the facts, the options, and what could happen in the future.
Canada Pension Plan (CPP)
A contributory pension based on your earnings and contributions during your working years.
Old Age Security (OAS)
A monthly payment available to eligible seniors aged 65 and older, based on residency in Canada.
Eligibility
Understand who qualifies for CPP and OAS benefits and the residency requirements.
Monthly Benefits
See average benefit amounts, payment dates, and how benefits are calculated.
Key Considerations
Important factors to consider for your retirement planning and financial security.
Important Facts
CPP Investment Board
The CPP Investment Board professionally manages the fund independently of government for the long-term benefit of contributors.
Hundreds of Billions Managed
The CPP fund is one of the largest pension investment organizations in the world, with hundreds of billions in assets.
​Protected by Law
CPP is established under federal and provincial legislation, providing legal protection for the rights of contributors and retirees.
bottom of page